Creating a Cozy Home: Tips for Transitioning from Summer to Fall

 
 

As the days grow shorter and the temperatures start to drop, our homes become the place where we find warmth and comfort from the chilly outdoors.

Transitioning your space from the light and airy vibes of summer to a warm and inviting ambiance can be done seamlessly. With just a few careful touches, you can create a cozy haven that is both comforting and embraces the seasonal beauty of autumn.

Tips For Transitioning Your Home From Summer To Fall

Incorporate Seasonal Scents

You can transform the entire atmosphere of your home with the power of a fall scent. Replace your fruity, citrus summer candles with earthy aromas. A few ideas for this include essential oils in a diffuser, creating your own potpourri with dried orange slices and cinnamon sticks, or candles. Scents like pumpkin spice, apple cider or cedar and sandalwood will put you in your fall feels.

Infuse Seasonal Warmth With Art

Adding art to your home is a great way add the season's warmth and charm into your space. Swap out bright, summery artwork for pieces that reflect earthy tones and textures of autumn. Consider natural landscapes, woodland scenes or deep shades of oranges, reds and browns. Art is an easy way to create a visual connection to the fall season, giving the home a sense of cozy!

Dim the Lights

As the daylight disappears, lighting becomes crucial in creating the ideal cozy ambiance. Now that the bright summer sun has gone, bring in a warmer, softer glow by using lamps, candles and lanterns. Using table and floor lamps with warm-toned bulbs will help create a soft, inviting space. If your switches have dimmers, adjust the brightness according to your mood. Candles are great to place throughout the house – on coffee tables, mantels, counters. 

Add Nature-Inspired Seasonal Decor

Bringing in elements of the outdoors is a great way to celebrate the season. Fall is all about rich, natural colors and textures so it's easy to play with outdoor elements. Hang a wreath made with dried leaves, pinecones and berries on the front door. Grab a fall doormat, layered with a buffalo plaid rug. Scatter small pumpkins, gourds and pinecones on the porch and entryway. They also look good on the dining table as a centerpiece. If you have any empty vases, fill them with branches, dried grass or colorful fall foliage. It's an easy, affordable way to decorate for autumn.

Read more at Bucks.HappeningMag.com

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Why Pre-Approval Should Be at the Top of Your Homebuying To-Do List

 
 

Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market.

To make sure you’re ready, you need to get pre-approved for a mortgage.

That’s when a lender looks at your finances, including things like your W-2, tax returns, credit score, and bank statements, to figure out what they’re willing to loan you. After that process, you’ll get a pre-approval letter to show what you can borrow. Here are two reasons why this is essential in today’s market.

Pre-Approval Helps You Know Your Numbers

While home affordability is finally starting to show signs of improving, it’s still tight. So, it’s a good idea to talk to a lender about your loan options and how today’s changing mortgage rates will impact your monthly payment. The pre-approval process is the perfect time for that. In addition to determining the maximum amount you can borrow, pre-approval also helps you understand this piece of the puzzle. As Investopedia says:

“Consulting with a lender and obtaining a pre-approval letter allows you to discuss loan options and budgeting with the lender; this step can clarify your total house-hunting budget and the monthly mortgage payment you can afford.”

You should use this information to tailor your home search to what you’re actually comfortable with budget-wise. Since mortgage rates have inched down some lately, you may find you’re able to afford a bit more than you’d expect for your monthly payment, but you still want to

avoid overextending. As CNET explains:

“In many cases, a lender may preapprove you for more than you need to spend on a home. And while it can be tempting to look at houses outside your budget, it won’t help you in the long run. Before you start touring homes, figure out how much you can realistically afford and stick to your budget.”

Pre-Approval Makes Your Offer More Appealing

And once you do find a home you want in your budget, pre-approval has another big perk. It not only makes your offer stronger, it also shows sellers you’ve already undergone a credit and financial check. When a seller sees you as a serious buyer, they may be more attracted to your offer because it seems more likely to go through. As Greg McBride, Chief Financial Analyst at Bankrate, says:

“Preapproval carries more weight because it means lenders have actually done more than a cursory review of your credit and your finances, but have instead reviewed your pay stubs, tax returns and bank statements. A preapproval means you’ve cleared the hurdles necessary to be approved for a mortgage up to a certain dollar amount.”

As mortgage rates trend down, more buyers are going to be ready to jump back into the market. And while demand is still limited right now, there’s the potential for competition to pick back up, especially in hot markets. So, why not stack the deck in your favor and make sure you’re putting yourself in the best position possible when you find a home you love?

Bottom Line

If you’re planning on buying a home, don’t forget to get pre-approved early in the process. It can help you get a more in-depth understanding of what you can borrow and shows sellers you mean business.

Read more at KeepingCurrentMatters.com

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Colorado Fall Leaves Drive Guide

 
 

Fall River Road to St. Mary's Alice Glacier

Distance: 9 miles one way

From Denver, take I-70 west to exit 238 (Fall River Road). Follow Fall River Road north for 9 miles to the St. Mary's Alice trailhead. Although not restricted to 4WD vehicles, the road is very steep and winding.

Despite its name, St. Mary's Alice glacier is more of a perennial snowfield because it doesn't flow. You will see, however, the changing fall colors of dense willows and Rocky Mountain bristlecone pines. This winding alpine drive is convenient and easy to find, ending with the option of a short, moderately difficult hike.

If you decide to attempt the 1.5-mile hike to the "glacier" and lake, there is a fee to park. 1.5 miles might not sound long, but it is an uphill climb at elevations reaching 11,000 feet. Your reward for your hard work: stellar alpine views and the rare right to say you've hiked a perennial snowfield.

Conifer to South Park over Kenosha Pass

Distance: 54 miles one way
Start in Conifer, 15 miles southwest of Denver. Travel along Route 285 traversing Kenosha Pass. End in Fairplay, the largest town in the South Park valley.

TV fans recognize the name South Park from the eponymous animated series, but only the most dedicated fans know that the show is actually based on the writers' experiences growing up in Conifer, not South Park. This drive connects both of these areas via high-altitude Kenosha Pass, which is wide and well maintained, with easily navigated turns. It is one of the best drives in Colorado to view autumn's leaves — vibrant reds and glowing yellows of the aspen woodlands are a striking contrast to the ponderosa pines and Douglas firs around Conifer. The pass eventually spills out into the high grassland basin of South Park, where unobstructed views of the Mosquito Range peaks appear in the west.

Nederland to the Fourth of July Trailhead

Distance: 9 miles one way
To reach the Fourth of July Trailhead from Nederland, drive south on CO 119 for 0.5 miles. Take a right on County Road 130 toward Eldora. Follow the paved road through the valley past the town of Eldora, until the pavement ends. Continue another 4 miles to the end of the road. You do not need a 4WD vehicle, but much of the road is unpaved and very bumpy. Anticipate very slow speeds.

Located 17 miles southwest of Boulder, Nederland is a historic mining town that now embodies an eclectic vibe. After your drive out to the Fourth of July Trailhead, stop in at a local brewery for a bite to eat and have a craft beer. Take this chance to relax after your drive — it's on a pretty rugged and slow-going dirt road. You will be greatly rewarded, though, with a fall scene of densely wooded, fiery aspen trees. The trailhead, named for its tendency to have snow on the ground until the Fourth of July, is a popular starting point for many hikes in the area.

Rim Rock Drive Through Colorado National Monument

Distance: 23 miles one way
Take I-70 west to Grand Junction, exit 31 (Horizon Drive). Follow signs through Grand Junction to the monument's east entrance.

Colorado's Grand Valley feels like cowboy country. As you drive along Rim Rock Drive in Colorado National Monument, you'll wish you were trotting along atop your horse, tipping back your Stetson as you peer out at the sunset-colored plateaus, canyons and arches. The drive is a well-maintained paved road traversing the monument. You'll want to get out of the car to enjoy the crisp fall air and to snap some photos of the red-and purple-streaked, water-sculpted cliff walls, whimsically arranged rock formations and sky-high mesas. 2011 marked the monument's centennial anniversary, and as one element of the celebration, a statue of John Otto was unveiled in nearby Fruita. As the monument's first park ranger, Otto was so devoted to the area that he was described in news accounts as the "Hermit of Monument Canyon."

Top of the Rockies

Distance: 82 miles
Bookended by two ski resorts, this sky-high trip takes you from Copper Mountain to Leadville and west to Aspen. With the majority of the byway winding above 9,000 feet, you’ll cross the Continental Divide and follow the Arkansas River past old mining camps, high-country lakes and towering 14,438-foot Mount Elbert.

Pull over for: Downtown Leadville. The nation’s highest-elevation incorporated city is a National Historic Landmark full of mining museums, antique shops and Victorian-era architecture.
Stretch your legs at: The Independence Ghost Town Site. Between Twin Lakes and Aspen, Independence Pass twists around stunning groves of aspen to the former gold rush tent city.

West Elk Loop

Distance: 205 miles
This by way circles the West Elk Mountains on a journey through Paonia, Gunnison, Crested Butte and Carbondale. Touching three national forests, the drive crosses diverse landscapes of meadows, rivers, canyons and enormous aspen stands lit up in gold and orange.

Pull over for: McClure Pass photos. Views to either side of the high mountain corridor spill out into a green, yellow and auburn canvas sprinkled with striking red scrub oaks.
Stretch your legs at: Curecanti National Recreation Area. The intersection of Black Canyon of the Gunnison National Park with Morrow Point, Blue Mesa and Crystal lakes is an unbeatable spot for picnicking and sightseeing.

Cache la Poudre-North Park

Distance: 101 miles
Travel from Fort Collins to the secluded valley of North Park where deer, elk and moose graze and quaking aspen mingle with massive forests of pine drinking from the Cache la Poudre River.

Pull over for: East Sand Dunes Natural Area. Rare cold-climate dunes rise and fall in the Medicine Bow Range.
Stretch your legs at: Red Feather Lakes. Set in mountainous Roosevelt National Forest, the remote village is known for its hiking and biking trails.

Read more at Colorado.com

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As Featured in West + Main Home Magazine: Helm Farm

 

West + Main Agent Jarred D. Smith

We’ve got several houses going in there on 42nd Street and then a little kind of pocket neighborhood that’ll be more of a lock-and-leave, zero lot line neighborhood with six houses going in right there behind Musashi’s off Military,
— Jarred D. Smith

New homes in Helm Farm are bringing new energy to this vintage neighborhood, which is named for Helm Street - a two block stretch framed by NW Classen Blvd. and N. Western Ave.

“It’s probably the greatest location in Oklahoma City... walking distance to Western and all the shops there — food, bars, shopping, coffee, pretty much anything and everything you need there. Then the next street over is Classen, which will get you to the Northwest Expressway and all the way downtown to pretty much anywhere, and you can jump on I-44 and 235 within five minutes.”

Featuring five modern + striking Tudor-style homes between about 2,400 and 3,000 square feet, and six slightly smaller houses, about 2,000-2,200 square feet, which have all been thoughtfully designed with primary suites on the first floor.

"We designed those specifically for anyone that may be down-sizing or wants to have a primary downstairs. Some of them also have detached garages that open on to Helm Street, and some of those will even have the option for an Accessory Dwelling Unit above the garage."

 

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As Featured in West + Main Home Magazine: Artistic Oasis

 

West + Main Agent Rebekah Robinson

I wanted it to look like a contemporary loft but right off the golf course
— Rebekah

West + Main agent and renowned Denver artist Rebekah Robinson lives in a super-unique condo in Windsor Gardens, a 55+ community located just outside of Downtown.

"I wanted it to look like a contemporary loft but right off the golf course,” said Rebekah. “I did an epoxy floor that looks like water or the sky, painted the walls to feel like beach, and had an IKEA kitchen installed that is very mid-mod/Barbie-inspired. Then I filledthe walls with paintings from artists I know and my own work!”

I am a landlocked Colorado artist that is intrigued by water and the vegetation that lives here.

Living near the Denver Botanic Gardens enables me to slip in for inspiration whenever needed. In my travels, I’m always on the lookout for waterways or ponds for fresh views.

I’ve become less interested in the broad landscape view and lately have been focusing on more intimate natural details—the leaves f loating on the lily pond, the ice melting on a small inlet and the natural detritus that accumulates in pockets of a quiet stream.

I’m in my fifth decade as a working artist with art in private collections around the world.

See Rebekah’s work at rebekahrobinson-art.com

 

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